Thumbnail for How Much Should I Spend On My Credit Card?
How Much Should I Spend On My Credit Card?

How much should you spend on your credit card? Learn ideal credit utilization levels with expert tips and smart strategies to manage balances.

Jan 28, 2026
14 min read
Thumbnail for What’s a Good APR for a Credit Card?

What’s a Good APR for a Credit Card?

A credit card’s annual percentage rate (APR) can make or break your ability to repay. But what’s a good APR for a credit card, and which APRs are too high?

Mar 19, 2025
8 min read
Thumbnail for What Increases Your Total Loan Balance?

What Increases Your Total Loan Balance?

Learn what increases your total loan balance so you can avoid unexpected spikes, help improve your credit score, and keep your finances on track.

Mar 19, 2025
7 min read
Thumbnail for Passive Income for Beginners: 12 Creative Ideas

Passive Income for Beginners: 12 Creative Ideas

Want to earn money without working around the clock? Put yourself on the path to long-term wealth with our guide to passive income for beginners.

Mar 19, 2025
7 min read
Thumbnail for What’s a Debt-to-Income Ratio and How Do You Calculate It?

What’s a Debt-to-Income Ratio and How Do You Calculate It?

Your debt-to-income ratio affects your ability to get loans, access credit, and stay financially stable. Here’s why it matters and how to calculate it.

Mar 19, 2025
7 min read
Thumbnail for What’s an Unsecured Credit Card? Secured vs. Unsecured Explained

What’s an Unsecured Credit Card? Secured vs. Unsecured Explained

Learn what unsecured credit cards are, how they work, and how to decide if getting one is the right choice for reaching your financial goals.

Mar 19, 2025
6 min read
Thumbnail for What to Do If Someone Opens a Credit Card in Your Name? 9 Steps

What to Do If Someone Opens a Credit Card in Your Name? 9 Steps

Worried someone opened a credit card in your name? Learn how to spot fraud, take action, and protect your credit from identity theft

Mar 19, 2025